Financial Health Baseline Snapshot.

Capture an honest read of the real state of your finances today, before any scoring, so the diagnostic works from the truth rather than a hope.

For each of the five areas below, check every symptom that is true right now. The cash question at the end can override everything else. There are no wrong answers, only honest and dishonest ones, and only honest ones help you.

Financial visibility and foundation

My books are behind, messy, or not trusted.

I cannot readily produce or read my financial statements.

I cannot see my current financial position at a glance.

Cash flow

Cash is a constant stress and full of surprises.

I have been profitable and still scrambled for cash.

I have no forecast of cash coming in and going out.

Profitability

I do not know which products, services, or customers make money.

I do not really understand my cost structure or break-even.

I have never analyzed profitability below the whole-business number.

Financial planning and decisions

Big financial decisions get made on gut feel.

I have no budget to plan or steer against.

I have no clear financial targets.

Financial metrics and review

I do not watch a regular set of financial numbers.

There is no recurring financial review.

Financial problems tend to surprise me as crises.

The override question

Can you meet your obligations, payroll, rent, key bills, over the next several weeks?

No, or barely. If this is you, that is an acute cash crisis, addressed immediately, ahead of everything else.

In your own words, what can and cannot you see about your finances right now?

Your cash position and any near-term obligations you are worried about

An area with multiple boxes checked is a candidate problem, and it carries forward to the scoring. If the override question flags an acute cash crisis, that jumps the queue entirely.

Your answers stay in your browser on this page and are never sent anywhere.

Feeds the Financial Health Diagnostic Assessment. Back to the diagnostic, or start over.