Structural Risk Baseline Snapshot.

An honest read of where your business is fragile today, before you score anything, so the assessment has a real picture to work from.

For each of the five parts of structural risk, check every symptom that is true right now. Do not soften it. A part with several boxes checked is a candidate problem area that carries into the assessment. The override question at the end can jump the whole queue.

Risk identification and assessment

I have never systematically identified my structural risks.

I do not know which of my risks are most serious.

I could not name my single points of failure.

Key-person risk

Critical knowledge or capability sits with one or two people.

If a key person left tomorrow, the business would stall.

Key relationships are tied to a single person.

Concentration and dependency risk

Too much revenue depends on one customer, product, or channel.

A critical input has only one supplier.

Losing one of these would be existential.

Continuity and contingency

I have no plan for losing a key person, customer, or supplier.

I have no crisis response plan.

If something hit, I would improvise in a panic.

Resilience and monitoring

I have no buffers or slack to absorb a shock.

I do not watch my risks over time.

The business is efficient but brittle.

The override question

Is any critical risk imminent, a key customer about to leave, a key person departing soon, a supplier failing? If yes, that is addressed immediately, ahead of everything else.

If yes, name it and what makes it imminent

The three events that would most damage or end this business, and how exposed I am to each right now

Carry every part with multiple boxes checked into the Structural Risk Diagnostic Assessment. If the override surfaced an imminent risk, it jumps the queue entirely.

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Feeds the Structural Risk Diagnostic Assessment. Back to the diagnostic, or start over.